Comments on: Planning For College While Your Kid Is In Diapers

By: Mental Monday: (Kind Of) Great Expectations | Ain't Yo Mama's Blog

Mental Monday: (Kind Of) Great Expectations | Ain't Yo Mama's Blog — Mon, 29 Mar 2010 23:40:58 +0000

[...] Monday: (Kind Of) Great Expectations Mar 29 I wrote a blog post last week about starting a college savings plan for my son. My kid is only two years old so, needless to say, we’re not discussing college [...]

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Fri, 26 Mar 2010 19:08:50 +0000

[...] This post was mentioned on Twitter by Dipti Kachru, Ain't Yo Mama's Blog. Ain't Yo Mama's Blog said: New Post: Planning For College While Your Kid Is In Diapers http://bit.ly/b4gZdA [...]

By: Carrie

Carrie — Fri, 26 Mar 2010 17:59:42 +0000

Both my husband and I think a university education is important. We both have degrees and hope our girls will go on to university. We’ve already started RESP’s for them both (Registered Education Savings Plans) and also have a trust fund started. I lucked out with a very small school debt and my husband managed to get through without incurring any (thanks to going to a local school and having great parents who let him live at home for free) but we don’t want either of our girls to worry about money when all they should worry about is learning.

However, should they decide to not go to school that is fine with me as well. Ultimately it is their life (but I can guarantee I will encourage school and thankfully an unused RESP can be rolled into mine or my husband’s RRSP minus any contributions made by the gov’t.

Carrie recently posted..Dollar $tore Challenge!

By: mama

mama — Fri, 26 Mar 2010 14:33:07 +0000

I could not agree more. I started at community college and so did my sister and brother before we all went on to 4 year colleges and then graduate school. It was a perfect way for us to begin our college career without breaking the bank AND we got an excellent education at JC as well.

On another note, good for you for still getting your college education while having children! There is no way I could handle going back to school while raising one child, let alone more! Impressive and inspiring, to say the least.

-Aimee

By: Michele

Michele — Fri, 26 Mar 2010 07:14:13 +0000

I had two of my three children while still in college, so, since I was a poor college kid myself, saving for their college tuition when they were young was not in the cards for me or my husband.

Now that my first will be graduating in four years, we’ve been working to have our finances in order to help her when the time comes. We’re encouraging community college. Both my husband and I started at community college, I’ve taught at a community college, and taught at a private college. Having taught college freshmen the exact same classes at the private college as the community college–and watching the freshmen or parents of freshmen paying $42K a year instead of $2K–I think it is a financially savvy choice to make. Besides, when you get your bachelor’s degree, it does not say that the first two years were spent at a community college. I know my daughter–who is an honor’s student–is going to get a lot of peer pressure as people ask her, “Where are you going to college?” It’s not as prestigious to say you’re starting at a community college. However, in the end, she will have a lot less debt (and so will we) as she starts out in life.

Michele recently posted..Imitation May Be Flattery, but It Still is Theft–And It Still Hurts

By: mama

mama — Fri, 26 Mar 2010 04:19:53 +0000

Definitely check out the site! I really think it’s the best website about planning for college savings. Let me know what you think!

-Aimee

By: mama

mama — Fri, 26 Mar 2010 04:17:43 +0000

Smart mama! Congrats on your future graduate!

-Aimee

By: Lucy

Lucy — Fri, 26 Mar 2010 01:49:09 +0000

Great post! My husband and I will be paying off student loans until we die (I’m only slightly exagerating!) and I do NOT want that for my son. Looking forward to reading through the website you recommended.

Lucy recently posted..Wordless Wednesday: My Sweet Boy

By: Lynn @ Midday Escapades

Lynn @ Midday Escapades — Fri, 26 Mar 2010 01:48:53 +0000

You are right on with this post. We’ve been saving up and finally our oldest will be graduating high school next Spring. Woohoo!

Thanks for stopping over today and glad you enjoyed the little relaxation. See you tomorrow for the special Friday Follow with giveaway.

By: mama

mama — Fri, 26 Mar 2010 00:31:26 +0000

Thanks for your comment.

I’ve actually never met a parent that didn’t have expectations of their child! My son could grow up to be a starving artist or a trash collector and I would not think less of him. However, college is something that cannot be replicated in any other form and I strongly believe that it’s something that is extremely valuable for most people, no matter their career interests. I have very few expectations of my child. I want him to be a good person, be respectful towards others, and be educated. What he does with those tools will be up to him.

Thanks again for sharing and I look forward to reading your blog post on the topic!

-Aimee